Oil prices and Treasury yields are lower this morning as optimism builds around a potential U.S./Iran peace deal.

At this point, markets are grasping not at straws, but at any dangling rope or piece of twine that appears. The world collectively wants this conflict to end preferably yesterday.

For now, markets are reacting positively to even the possibility of progress, though investors remain cautious after several false starts and headline reversals along the way.

Housing Appreciation Data showed decent gains in March, but digging deeper into the numbers reveals a relatively flat overall reading beneath the surface.

That is not entirely unexpected given the current housing market, higher rate environment, affordability pressures, and broader global uncertainty. On paper the market still appears stable, but momentum has clearly slowed compared to prior years.

Time to get pre-qualified, Soft credit pull.

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