Mortgage rates are improving this week, with the market betting on two more rate cuts in October and December.

According to Fed Governor Waller, the Fed needs to take a cautious and gradual approach, keeping a close eye on the weakening labor market.

The famous or infamous BLS Jobs Report comes out later this month. Staff has been brought in to complete.

It’s a key data point used to calculate updates to Social Security, and it’s always a bond market–moving event.

My take: If you find a home you love, buy it. Don’t get hung up on rates they’re at their lowest point in nearly two years.

Yes, we expect rates to continue trending lower, but if you wait, you’ll be competing with everyone else who’s been sitting on the sidelines.

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