Home affordability is a big deal. While roughly two-thirds of Americans can afford to buy a home, many choose not to, often because of lifestyle preferences, mobility, or uncertainty about the market. The remaining one-third, however, simply cannot afford homeownership and may never be in a financial position to do so.

This divide highlights one of the biggest challenges in today’s housing market: rising home prices and limited inventory continue to outpace wage growth, especially for first-time buyers. Even with rates moving lower, affordability remains a major barrier for millions of Americans hoping to enter the market.

There are options. Rural Housing is 100% financing as well as VA loans. FHA is 3.5% but many Down Payment Assistance Programs are available. Conventional has a 3% down payment options.

Let’s talk through your specific scenario and give you options. http://www.YourApplicaitonOnline.com