Investors are on edge, caught between concerns about the ongoing trade tensions and uncertainty around the Federal Reserve’s next move. Over the past month, it feels like we’ve all been whipping our heads back and forth, trying to make sense of every economic indicator, policy comment, and market swing—like reading tea leaves in a hurricane.

Tariffs haven’t just rattled the stock and bond markets—they’ve shaken the confidence of anyone with a retirement account. It’s hard to chart a clear path forward when the ground beneath you keeps shifting. How do you make smart financial decisions when the rules seem to change overnight?

Treasury Secretary Scott Bessent spoke this morning, signaling a much softer stance on tariffs. The shift in tone helped ease investor concerns, leading to a modest improvement in interest rates and sparking a rally in the stock market.

“This too shall pass” express the idea that all situations—good or bad—are temporary.

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