Life often reflects moments, like that game of pool with a friend.

Picture this: he’s lining up a shot and says, ‘Watch this.’ Then, like magic, the cue ball hits four rails, weaves past three other balls, and sinks the 8 ball. Impressive—except he never said what we were supposed to be watching for!

Taking credit after the fact is easy, especially when you fill in the blanks—but if you didn’t call ‘net,’ can you really claim it?

Volatility is never welcome—especially among money managers and business owners. When markets swing unpredictably, it creates hesitation, delays decision-making, and leaves even experienced professionals uncertain about their next move.

Nationally rates are getting hit but are still holding some of the gains from earlier this year. Not pretty but not too ugly.

This may be the exact time to get out their and start looking for a home or selling and buying up/down. When more people are on the sidelines you have less competition.

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