With that said, lets talk refinance and the raw numbers.

The example below is every point drop for a $100k loan start rate 7.50% Principle and Interest payment is $699 per month 30y term.

• @6.50% $632
• @5.50% $567
• @4.50% $506

If you have a $500k loan 30y term monthly savings.

• @7.50% $3,496
• @6.50% $3,160 -Savings $336 annual savings $ 4,032
• @5.50% $2,838 -Savings $658 annual savings $ 7,896
• @4.50% $2,533 -Savings $963 annual savings $11,556

We do a soft credit pull and can get you pre-qualified now before the rates drop.

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