In 2023, the Lenders, Realtors and Consumers has demonstrated remarkable resilience and adaptability. Despite various economic challenges, our industry has shown a positive trajectory with lower mortgage rates, encouraging both potential homebuyers and existing homeowners to explore opportunities.

Overall, the positive trends are poised to continue in 2024.

I am looking forward to 2024 and beyond. Be safe this weekend and I will see you on the other side.