The old catchphrase ‘Cut Wheat while it’s Sunny’ may be appropriate this spring. Rates continue their downward trend, and we hope it keeps going.

With that said, I’ve created a short animated YouTube video describing a typical refinance and its impact. Maybe convert that 30y into a 20y or 15y with the same payment.

You can find it on my channel, @HomeLoanDad.

Buyers are also starting to reenter the market. It’s time to check under the hood and get yourself pre-approved.