Rates are as stubborn as a mule.

Inflation has decreased, yet the rates appear to be persistently resistant to change, like the adhesive nature of a sticky substance.

To illustrate this, imagine tugging on an elastic band, only for it to inevitably recoil and snap back towards you. This analogy may offer a glimpse of what could potentially occur during the upcoming summer months.

Back on the road this morning for the final leg of my trip.


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