Sellers are holding on to their 3.50% interest rate (or lower) even if they don’t like their home. If the interest rate was 5%, it’s only 15% higher than your 3.5% mortgage. Numbers are magical if you don’t dig a little deeper to understand.

Gold is the most non-reactive of all metals and does not rust. Gold is so pliable that it can be made into sewing thread. Gold can conduct heat and electricity.

You ask, Hey Jack, what is the boiling point of gold. Well it’s 5,086 degrees Fahrenheit.

It’s Wednesday, half way through the week.